"Unlock a Flexible 8-Year Hybrid Credit Line"
Designed exclusively for salaried professionals earning ₹35,000+ net monthly income.
Per ₹1 Lakh Utilization
Overdraft Facility is given based on your salary.
According to your salary, a credit limit is approved for your personal use.
You can use money from this credit limit anytime.
Interest is charged only on the amount you use.
If money is available in your overdraft account but you do not use it, no interest will be charged.
Interest is calculated only for the number of days you use the money.
This works as a pure overdraft facility with maximum liquidity.
Changes into a 6-year Drop Down OD. Monthly EMI includes Principal & Interest.
Multiple withdrawals within the limit without extra fees.
Deposit surplus funds anytime to reduce interest outflow.
Zero charges for foreclosure if paid through self-owned funds.